Tennessee Workers Comp: Amputation — Finger/Hand Settlement Guide (2026)
Built from Tennessee's actual benefit formula — not a generic national average.
Estimated Settlement Range
$21,300 – $53,300
Estimate only. Not legal advice. Actual settlement value depends on your specific case facts — consult a licensed workers comp attorney in Tennessee.
How This Estimate Is Calculated
Tennessee sets specific rules for how weekly benefits are calculated. Applied to a Amputation — Finger/Hand claim, here's what that produces.
Tennessee pays 67% of your average weekly wage, up to a maximum of $1150/week. For a Amputation — Finger/Hand claim, the typical temporary disability period is 16 weeks, with settlement multipliers ranging 2.0x–5.0x. See the full methodology for where this range comes from and what it doesn't include.
Here's the actual math: on a $1,000 average weekly wage, Tennessee's formula puts your weekly benefit at $667. Over the typical 16-week recovery window for Amputation — Finger/Hand, that's $10,667 in wage-replacement before any settlement multiplier is applied. Multiplying that by this injury's typical 2.0x–5.0x range is what produces the $21,300–$53,300 estimate above. Your own number will differ based on your real wage — use the calculator on the homepage to plug in your actual figure.
What This Estimate Doesn't Account For
What's missing from this number: your permanent impairment rating (assigned after MMI), disputed liability, and future medical treatment — all of which can move a real settlement well outside this range.
Surgery is common for Amputation — Finger/Hand, and a surgical case typically settles toward the higher end of this range — or above it — since surgery usually means a longer recovery and a higher permanent impairment rating.
About Amputation — Finger/Hand Claims
Losing part of a finger or hand in a workplace accident typically qualifies for a set benefit under a state's scheduled-loss rules, which makes these claims more predictable in value than many soft-tissue injuries.
Common causes: Machinery, power tools, crush incidents
Surgery likelihood: high
For a deeper look at what specifically drives severity and impairment ratings for this injury — not just how it's calculated in Tennessee — see the full Amputation — Finger/Hand resource, including how this injury compares across all 50 states.
Tennessee Workers Comp Rules
- Waiting period: 7 days
- Filing deadline: 365 days
- Attorney contingency fee: 20%
- State agency: Tennessee Bureau of Workers' Compensation (BWC)
Frequently Asked Questions
What's the filing deadline for a workers comp claim in Tennessee?
In Tennessee, the filing deadline is 365 days from the date of injury. See the full filing deadline guide for tolling rules and what happens if you miss it.
Should I hire an attorney for my Amputation — Finger/Hand workers comp claim?
Most workers comp attorneys work on contingency (typically 20% of the settlement), so there's usually no upfront cost to get a case reviewed.
What's the average settlement for a Amputation — Finger/Hand claim in Tennessee?
Estimated range for Amputation — Finger/Hand in Tennessee: $21,300–$53,300. See the calculation breakdown above for how this was derived.