Michigan Workers Comp: Amputation — Finger/Hand Settlement Guide (2026)
A plain-language estimate based on Michigan benefit rates and typical case outcomes for this injury type.
Estimated Settlement Range
$20,000 – $49,900
Estimate only. Not legal advice. Actual settlement value depends on your specific case facts — consult a licensed workers comp attorney in Michigan.
How This Estimate Is Calculated
Here's the math: Michigan's benefit rate and cap, combined with how Amputation — Finger/Hand claims typically resolve.
Michigan pays 80% of your average weekly wage (applied to after-tax/spendable wages, not gross pay — this estimate uses an approximation, not an exact payroll calculation), up to a maximum of $1220/week. For a Amputation — Finger/Hand claim, the typical temporary disability period is 16 weeks, with settlement multipliers ranging 2.0x–5.0x. See the full methodology for where this range comes from and what it doesn't include.
Here's the actual math: on a $1,000 average weekly wage, Michigan's formula puts your weekly benefit at $624. Over the typical 16-week recovery window for Amputation — Finger/Hand, that's $9,984 in wage-replacement before any settlement multiplier is applied. Multiplying that by this injury's typical 2.0x–5.0x range is what produces the $20,000–$49,900 estimate above. Your own number will differ based on your real wage — use the calculator on the homepage to plug in your actual figure.
What This Estimate Doesn't Account For
This is a starting range, not a final number. It doesn't account for your specific impairment rating, whether the insurer disputes the claim, or future medical costs tied to the injury.
Because surgery is a likely part of treatment for Amputation — Finger/Hand, whether it's actually needed in your case is one of the biggest single factors in where your real settlement lands relative to this range.
This estimate also applies an approximation for Michigan's after-tax wage basis, not a precise payroll calculation — your real number could differ from this alone, separate from any injury-specific factors.
About Amputation — Finger/Hand Claims
Most states assign amputation injuries a fixed scheduled-loss award, meaning the settlement is calculated from a table tied to which finger or how much of the hand was lost, rather than negotiated case by case.
Common causes: Machinery, power tools, crush incidents
Surgery likelihood: high
For a deeper look at what specifically drives severity and impairment ratings for this injury — not just how it's calculated in Michigan — see the full Amputation — Finger/Hand resource, including how this injury compares across all 50 states.
Michigan Workers Comp Rules
- Waiting period: 7 days
- Filing deadline: 730 days
- Attorney contingency fee: 20% of first $100,000, then 15% on the remainder
- State agency: Michigan Workers' Disability Compensation Agency
Frequently Asked Questions
How long do I have to file a workers comp claim in Michigan?
In Michigan, the filing deadline is 730 days from the date of injury. See the full filing deadline guide for tolling rules and what happens if you miss it.
Is it worth getting a lawyer for a Michigan workers comp case?
Most workers comp attorneys work on contingency (typically 20% of first $100,000, then 15% on the remainder of the settlement), so there's usually no upfront cost to get a case reviewed.
How much does a Amputation — Finger/Hand claim typically pay out in Michigan?
Estimated range for Amputation — Finger/Hand in Michigan: $20,000–$49,900. See the calculation breakdown above for how this was derived.