Maryland Workers Comp Guide
The Maryland workers comp process has a defined order — report, treat, file, wait — and understanding it before you're in the middle of it makes each step less stressful.
How to File a Claim in Maryland
Report the injury to your employer first — this starts the clock on your claim and is separate from the formal filing deadline.
- Report the injury to your employer as soon as possible
- Seek medical treatment and inform the provider it's work-related
- Your employer files a First Report of Injury with their insurer
- File your own claim within Maryland's deadline — see below
- Cooperate with the insurer's investigation and any requested exams
Filing Deadline and Waiting Period
Maryland's general filing deadline is 2 years from the date of injury, and there's a 3-day waiting period before wage-replacement benefits begin. See the full filing deadline guide for tolling rules and what happens if you miss it.
What Happens After You File
After filing, the waiting period applies before wage-replacement benefits begin, and the insurer will typically assign a claims adjuster to your case shortly after.
Do You Need an Attorney in Maryland?
Maryland attorneys work on contingency for workers comp cases, meaning there's no upfront cost to have one review your claim — worth doing even if you're not sure you need full representation. Maryland caps attorney contingency fees at 10-30%.