Indiana Workers Comp Guide
Filing a workers comp claim in Indiana follows a specific sequence, and missing a step early on can slow down benefits you're otherwise entitled to.
How to File a Claim in Indiana
Before anything else, your employer needs to know. That notification is what triggers their obligation to report the claim to their insurer.
- Report the injury to your employer as soon as possible
- Seek medical treatment and inform the provider it's work-related
- Your employer files a First Report of Injury with their insurer
- File your own claim within Indiana's deadline — see below
- Cooperate with the insurer's investigation and any requested exams
Filing Deadline and Waiting Period
Indiana's general filing deadline is 2 years from the date of injury, and there's a 7-day waiting period before wage-replacement benefits begin. See the full filing deadline guide for tolling rules and what happens if you miss it.
What Happens After You File
Once your claim is filed, the insurer has a window to accept, deny, or request more information — how long that takes varies, but persistent follow-up rarely hurts.
Do You Need an Attorney in Indiana?
Whether you need an attorney in Indiana usually comes down to whether the insurer is disputing something. An uncontested claim for a minor injury rarely requires one; a denied claim or permanent disability almost always benefits from one. Indiana caps attorney contingency fees at 10-20%.