Truck Drivers / Delivery Drivers Workers Comp Guide
Driving occupations carry both acute accident risk and long-term health risks tied to the sedentary nature of the job.
Common Injuries in This Occupation
- Back and Spinal Injury
- Herniated Disc
- Fracture — Upper Extremity
- Heart Attack (Occupational Stress Claim)
Vehicle Accidents and Third-Party Claims
Injuries from vehicle accidents while driving for work are generally covered by workers comp, but they can also involve a separate third-party claim against another driver if the accident wasn't your fault — these two claims run in parallel and don't cancel each other out.
The Physical Toll of Prolonged Sitting
Extended time in a vehicle seat, combined with the vibration and jarring of the road, is a well-documented contributor to back and spinal injuries — particularly herniated discs — in professional driving occupations, independent of any specific accident.
Employee vs. Independent Contractor Status
Delivery drivers in particular sometimes face the same classification disputes as gig workers — see our page on gig and rideshare workers if your working arrangement involves platform-based delivery work rather than direct employment.
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