Electricians / Tradespeople Workers Comp Guide
Skilled trades combine specialized hazards specific to each trade with the general physical risks of hands-on work.
Common Injuries in This Occupation
Electrical Burns and Shock
Electrical work carries a specific injury risk most other trades don't face — burns and shock injuries from live electrical work, which can range from minor to severe depending on voltage and exposure, and sometimes carry internal injury risk not immediately obvious at the time of the incident.
Fall Risk in Elevated Work
Working at height on ladders or scaffolding is common across electrical and other trade work, and falls from height are a leading cause of traumatic brain injury and fracture claims in these occupations.
Independent Tradespeople and Coverage
Self-employed tradespeople and small trade contractors sometimes fall into coverage gaps depending on state rules for sole proprietors and small businesses — worth confirming your specific coverage situation if you work independently rather than for a larger contracting firm.
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